Easy Financing

Everyone should be able to get a beautiful smile and a healthy bite. Please feel free to talk to our helpful team about any questions or concerns you have.

As a courtesy to you, Dr. Willett offers a variety of easy, flexible payment options:

  • Visa, MasterCard, Discover, American Express
  • No-interest financing with affordable monthly payments
  • Automatic monthly payments scheduled for your convenience
  • Third-Party financing through LendingClub Patient Solutions

 

Insurance Help

Navigating your insurance benefits can be confusing, so we're here to help. We're happy to work directly with your orthodontic insurance company to:

  • Verify your orthodontic insurance benefit and terms
  • Submit orthodontic claims for your prescribed treatment
  • Receive payment directly from the insurance company, thereby reducing the amount you pay upfront

We'll review all your financial plans during your initial, no-fee consultation. You deserve to afford the highest quality treatment and we're here to help.

Orthodontic Insurance

Orthodontic insurance may or may not be part of your dental insurance. This benefit is paid as a percentage (usually at 50%) of the orthodontic fee up to a benefit maximum. Some insurance plans have a waiting period before the orthodontic benefit is effective. Orthodontic insurance is paid out over the length of treatment, therefore, it is important to understand that some portion of the benefit may be unpaid if either insurance or employment changes during treatment.

If any changes in employment/insurance coverage occur during treatment, it is the responsibility of the subscriber to inform our office if a new claim needs to be submitted. Some insurance plans pay for "work in progress", some do not. Please be aware that our financial relationship is with our responsible parties, not their respective insurance companies.

Flexible Spending Accounts (FSA)

The ability to plan flex dollars for orthodontics is ideal but requires sufficient time for evaluation in order to advise you of anticipated treatment. Please visit with us well in advance of your deadline for submitting flex amount so that we can provide you with the most accurate information.

All communication regarding flex reimbursement is between the member and the plan administrator. We cannot be involved with any submission, faxes, phone calls, etc.

Flex spending accounts may not reimburse when you pay in full for orthodontic treatment because they realize orthodontic services are provided over several months. Please verify reimbursement requirements with your FSA plan before paying in full.

Please be advised that some flex plans reimburse upon receipt of EOB (explanation of benefit) from your insurance. Orthodontic insurance pays monthly or quarterly throughout the months of treatment and does not coincide with your monthly payments; therefore your monthly payment will not correlate with an EOB.