Smiles Made Easy 

Let’s be real—orthodontic treatment is an investment. But we know that putting off treatment can often lead to more expensive orthodontics and possibly dental work down the road, and that’s why we offer flexible monthly payment plans. We aim to make it easy for families, teens, and adults to get the smile of their dreams. In fact, over half of our patients take advantage of this affordable financial option—helping them invest in their smile without worrying about making a large upfront investment. We want you to get the smile you want in the budget you have.

How Our Monthly Payment Plan Works

Our payment plan is all about you: your budget, your timeline, and your confidence. We make it simple and customizable. Patients begin with a down payment they’re comfortable with, typically ranging between $250 and $500 and the higher the downpayment, the lower the monthly payments are. To make it even easier, we can set up automatic monthly payments. From there, the plan can be tailored to fit your needs:

• Interest-Free Options: Many of our patients prefer interest-free plans, which allow them to spread the cost of treatment over time without paying extra. Most people find that they can create a monthly payment between $100 to $200 that works comfortably within their budget.

• Extended Payment Options with Interest: For those who need to extend their payments further, we also offer plans with interest. This gives you the flexibility to extend the timeline without compromising your orthodontic treatment.

The average monthly payment in our office is around $220, but every plan is individualized. Our goal is to help you find a payment structure that suits your lifestyle and budget, while still providing the best possible care. For instance, patients with orthodontic insurance may have monthly payments as low as $149, while those without insurance might pay around $220. Your payment arrangements in no way affect the quality or commitment to your treatment! 

We do our best to provide flexible payment plans for our patients. For those without orthodontic insurance, our most popular plan includes an $800 down payment, with flexible options starting at from $250. After that, enjoy 0% interest financing with monthly payments of $224 for 20 months—or save 5% when you pay in full!

Other Ways to Pay

Not interested in monthly payments? No problem–we’ve got options! 

• Orthodontic Insurance: Some dental insurance plans include orthodontic coverage, which can reduce your out-of-pocket expenses. Our team is happy to help you navigate your benefits and get the most out of your coverage! 
• CareCredit: A healthcare credit card designed just for medical and dental expenses, CareCredit lets you manage orthodontic treatment costs with convenient monthly payments. 
• HSA or FSA Accounts: Many patients use their Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to cover orthodontic costs with pre-tax dollars.

Why Flexible Payments Make Sense

Putting down a lump sum payment can feel like you’re making one single big decision, and we don’t want to put you in that position. Monthly payment plans remove the stress of large upfront costs, making treatment more accessible and predictable. By breaking down payments into manageable chunks, patients can focus on achieving a healthy, confident smile with less financial strain. The cost of treatment at Lincoln Orthodontics is “all inclusive” and includes all appointments, appliances, care calls, etc — we don’t want surprises and don’t ever “bait and switch”. 

At Lincoln Orthodontics, we guide you every step of the way—from your initial consultation to the completion of your treatment. Our team is here to answer your questions, explain all payment options, and help you select a plan that works for you. With over half of our patients choosing monthly payments, we’ve seen firsthand how this flexibility allows families to prioritize their orthodontic care without compromise.

Take the First Step Toward Your Perfect Smile

If you’re considering orthodontic treatment, don’t let finances hold you back. Our team at Lincoln Orthodontics is here to help you understand your options and create a plan that fits your budget. Whether you’re interested in interest-free payments or an extended plan with interest, we’ll work with you to make your treatment affordable and stress-free.

Investing in your smile is one of the best decisions you can make, and with our flexible monthly payment options, it’s never been easier to make that investment. Contact us by calling or texting today at 402-489-8841 to schedule your free and thorough consultation and explore the payment plan that’s right for you.